Buying
Here are a few smart first steps Troy recommends to help buyers feel confident and prepared...
Start with a
Mortgage Broker
Before anything else, it’s a good idea to speak with a mortgage broker. Most offer their services for free and can guide you through your finance options. They’ll help you understand what you can borrow and get you on the path to pre-approval.
Get your
Pre-Approval Early
Securing pre-approval for a home loan gives you a clear understanding of your budget and makes you a serious contender when the right property comes along. It also means less stress when you're ready to make an offer.
Know your
Non-Negotiables
Think about what’s essential for your lifestyle—like the number of bedrooms, bathrooms, or whether you need a home office. Knowing your must-haves early helps you stay focused and make confident decisions.
Look Beyond
the Surface
It's easy to get caught up in the paint colours or decor, but Troy encourages buyers to focus on a property's long-term potential. Some homes just need a little vision—and he’s there to help you spot what’s worth fixing and what’s not.